Schwab CD OneSource
Current provider page lists rates up to the stated APYs by maturity.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Compare public retail products with private-client opportunities. Rates and yields are displayed with their measurement type and source date; use the official provider link for current availability and terms.
Filter by product type, investor access or provider. A yield is not the same as a guaranteed interest rate; the measurement type is shown beside every figure.
Current provider page lists rates up to the stated APYs by maturity.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Firm-stated target returns are forward-looking and are not guaranteed. Investing involves risk, including potential loss of principal. Availability, eligibility and full documentation must be confirmed directly with the provider.
Source / verification status: Official provider source · Historical snapshot 03 Oct 2026 · Verify current terms with provider
Retail share class. Yield changes with market conditions; confirm the current figure on the official fund page.
Source / verification status: Official provider source · Historical snapshot 23 Sep 2026 · Verify current terms with provider
Retail share class. Yield changes with market conditions; confirm the current figure on the official fund page.
Source / verification status: Official provider source · Historical snapshot 23 Sep 2026 · Verify current terms with provider
Official Fidelity fixed-income table; available inventory and yields can change.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Yield shown on Fidelity Cash Management Account page; yield varies.
Source / verification status: Official provider source · Historical snapshot 16 Sep 2026 · Verify current terms with provider
Selected highest annualized yields from Fidelity fixed-income inventory; prices and yields move.
Source / verification status: Official provider source · Historical snapshot 23 Sep 2026 · Verify current terms with provider
Vanguard published 7-day yield as of the stated date.
Source / verification status: Official provider source · Historical snapshot 21 Sep 2026 · Verify current terms with provider
Long-duration bond fund; NAV changes with interest rates.
Source / verification status: Official provider source · Historical snapshot 27 Aug 2026 · Verify current terms with provider
SEC yield is income-oriented; fund price and return can fluctuate.
Source / verification status: Official provider source · Historical snapshot 27 Aug 2026 · Verify current terms with provider
12-month trailing yield was 3.69% on the same provider page.
Source / verification status: Official provider source · Historical snapshot 21 Sep 2026 · Verify current terms with provider
Short-duration Treasury ETF; yield and market price can change.
Source / verification status: Official provider source · Historical snapshot 27 Aug 2026 · Verify current terms with provider
Higher-yield bond fund with materially higher credit and market risk than Treasury or money-market products.
Source / verification status: Official provider source · Historical snapshot 27 Aug 2026 · Verify current terms with provider
Equity ETF; returns and distributions vary with the market.
Source / verification status: Official provider source · Historical snapshot 21 Sep 2026 · Verify current terms with provider
Public equity ETF; market value and distributions vary.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Access and economics vary by underlying investment and distribution channel.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Designed primarily for the independent wealth channel; access depends on product and investor eligibility.
Source / verification status: Official provider source · Historical snapshot 24 Sep 2026 · Verify current terms with provider
Open the official product page to confirm the latest rate, eligibility, prospectus or offering documents before acting.
| Product | Provider | Access | Rate / yield | Measurement | Term / liquidity | Minimum | As of | Provider |
|---|---|---|---|---|---|---|---|---|
| Schwab CD OneSource Certificates of Deposit | Charles Schwab | Public retail | 3m 4.22% · 6m 4.24% · 9m 4.32% · 1y 4.55% · 18m 4.65% · 2y 4.75% APY | APY / term-specific | 3 months–2 years shown | $1,000 new issue | 24 Sep 2026 | Open ↗ |
| Target Fixed Income Products Private Fixed Income | Mos Maiorum Capital Wealth Management | Private client / eligibility applies | 12m 6% · 24m 15% · 36m 25% · 60m 45% | Firm-stated target total return by term · not guaranteed | 12–60 months | Contact provider | 03 Oct 2026 | Open ↗ |
| Schwab Prime Advantage Money Fund – Investor Shares (SWVXX) Money Market | Charles Schwab | Public retail | 3.65% 7-day yield | 7-day yield with waivers | Daily liquidity | $0* | 23 Sep 2026 | Open ↗ |
| Schwab Government Money Fund – Investor Shares (SNVXX) Money Market | Charles Schwab | Public retail | 3.54% 7-day yield | 7-day yield with waivers | Daily liquidity | $0* | 23 Sep 2026 | Open ↗ |
| New Issue CDs Certificates of Deposit | Fidelity | Public retail | 3m 4.15% · 6m 4.25% · 1y 4.50% · 2y 4.75% · 5y 5.10% | Highest annualized yield shown | 3 months–5 years shown | See offering | 24 Sep 2026 | Open ↗ |
| Fidelity Government Money Market Fund (SPAXX) Money Market | Fidelity | Public retail | 3.34% 7-day yield | 7-day yield | Daily liquidity | No account minimum on Cash Management Account | 16 Sep 2026 | Open ↗ |
| U.S. Treasuries — selected maturities Treasuries | Fidelity | Public retail | 3m 4.21% · 1y 4.58% · 2y 4.89% · 5y 5.02% | Highest annualized yield shown | 3 months–5 years shown | See offering | 23 Sep 2026 | Open ↗ |
| Vanguard Federal Money Market Fund (VMFXX) Money Market | Vanguard | Public retail | 3.71% 7-day yield | 7-day yield | Daily liquidity | Brokerage settlement option / provider terms | 21 Sep 2026 | Open ↗ |
| Vanguard Long-Term Treasury Fund Investor Shares (VUSTX) Bond Fund | Vanguard | Public retail | 4.98% 30-day SEC yield | 30-day SEC yield | Open-end fund / long duration | $3,000 | 27 Aug 2026 | Open ↗ |
| Vanguard Long-Term Investment-Grade Fund Investor Shares (VWESX) Bond Fund | Vanguard | Public retail | 5.76% 30-day SEC yield | 30-day SEC yield | Open-end fund / long duration | $3,000 | 27 Aug 2026 | Open ↗ |
| iShares 0-3 Month Treasury Bond ETF (SGOV) Bond ETF | BlackRock / iShares | Public retail | 3.65% 30-day SEC yield | 30-day SEC yield | Exchange-traded / 0–3 month Treasuries | One share / broker fractional access may vary | 21 Sep 2026 | Open ↗ |
| Vanguard 0-3 Month Treasury Bill ETF (VBIL) Bond ETF | Vanguard | Public retail | 3.63% 30-day SEC yield | 30-day SEC yield | Exchange-traded / 0–3 month Treasuries | $1 at Vanguard brokerage | 27 Aug 2026 | Open ↗ |
| Vanguard High-Yield Corporate Fund Investor Shares (VWEHX) Bond Fund | Vanguard | Public retail | 6.15% 30-day SEC yield | 30-day SEC yield | Open-end high-yield bond fund | $3,000 | 27 Aug 2026 | Open ↗ |
| Vanguard S&P 500 ETF (VOO) Equity ETF | Vanguard | Public retail | Market-based return · no fixed interest rate | Equity market return | Exchange-traded | From $1 at Vanguard brokerage | 21 Sep 2026 | Open ↗ |
| iShares Core S&P 500 ETF (IVV) Equity ETF | BlackRock / iShares | Public retail | Market-based return · no fixed interest rate | Equity market return | Exchange-traded | Broker / share-access dependent | 24 Sep 2026 | Open ↗ |
| iCapital Marketplace Alternatives | iCapital | Adviser / eligible investor | Product-specific · no single fixed rate | Underlying product-specific | Fund-specific | Product-specific | 24 Sep 2026 | Open ↗ |
| CAIS Alternative Investment Platform Alternatives | CAIS | Adviser / eligible investor | Product-specific · no single fixed rate | Underlying product-specific | Fund / note-specific | Product-specific | 24 Sep 2026 | Open ↗ |
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15 tracked providers have this service category mapped.
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9 tracked providers have this service category mapped.
21 tracked providers have this service category mapped.
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